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Kancelaria WIBOR - Twoje prawa jako kredytobiorcy Jeśli jesteś kredytobiorcą i masz wątpliwości co do swojej umowy kredytowej, być może masz podstawy do działań prawnych wobec banku. Kancelaria WIBOR może ci pomóc w zrozumieniu Twoich praw i podejmowaniu odpowiednich kroków. Jedną z opcji, którą warto rozważyć, jest usunięcie WIBOR z umowy kredytowej. Jeśli sąd uzna, że WIBOR jest ustalany wadliwie i stanowi niedozwolone klauzule umowne, możesz mieć prawo do zwrotu wszystkich dotychczasowych opłat odsetkowych. Nadal będziesz spłacać kredyt na dotychczasowych warunkach, ale bez dodatkowych odsetek. Inną możliwością jest redukcja oprocentowania kredytu. Sąd może uznać, że część oprocentowania oparta na WIBOR jest nieważna, pozostawiając jedynie koszty banku w postaci marży. To może znacząco zmniejszyć kwotę, którą musisz spłacić. Jeśli sytuacja jest poważniejsza, istnieje również opcja unieważnienia umowy kredytowej. Jeśli sąd uzna umowę za nieważną z powodu wadliwego ustalania WIBOR, może to oznaczać konieczność zwrotu całej kwoty kredytu. Jednak nie jest to zawsze najkorzystniejsze rozwiązanie, szczególnie jeśli nie spłaciłeś jeszcze całego udostępnionego kapitału. Nie zapominaj również o kosztach sądowych. Jeśli wyrok będzie korzystny dla ciebie, bank może być zobowiązany do zwrotu kosztów postępowania sądowego. Pamiętaj, że każda sytuacja jest inna, dlatego warto skonsultować się z prawnikiem specjalizującym się w sprawach kredytowych. Kancelaria WIBOR może ci pomóc w

Nature of Business

Professional Services

Industry Business Services & Consultancy > Other

Location(s) Warszawa (Poland) |

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Kancelaria Lexwibor

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Warszawa MazowieckiePoland

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About Business Services & Consultancy

Business Services & Consultancy: OverviewThe business services & consultancy industry is a broad industry encompassing many different categories of business operations – most of them provide some sort of financial or non-financial service to other companies. The GlobalLinker Advantage for the Business Services & Consultancy SectorA growing base of Business Services & Consultancy businesses are part of the GlobalLinker platform. This includes business owners in the following categories — Financial Management & Control, General Services, Human Resources, IT & Technology, Legal Services, Management Consulting, Process & Certification, Sales, Marketing &a...

HSN Code

HSN Description

  • 998315

    Hosting and information technology (IT) infrastructure provisioning services

  • 998311

    Management consulting and management services including financial

  • 998222

    Accounting and bookkeeping services

  • 998399

    Other professional

Kancelaria lexwibor

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